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Paycheque calculator

Paycheque Calculator by Province

See what actually lands in your paycheque after federal and provincial income tax, CPP and EI, using the 2026 payroll tables.

$2,189every 2 weeks on $75,000 a year in Ontario · $56,926 take-home a year

Effective tax rate 24.1%

Estimate only — your actual paycheque will differ. Not tax advice.

See the Ontario page

Take-home, every pay period

Per year
$56,926
Per month
$4,744
Twice a month
$2,372
Every 2 weeks
$2,189
Per week
$1,095

After federal and Ontario income tax, CPP and EI. Pension and union dues are deducted before income tax, not before CPP or EI. 2026 federal and provincial payroll tables.

Where the money goes

Every deduction on your paycheque. The rows add up to the estimated take-home.

  • Take-home$2,189
  • Federal tax$318
  • CPP & EI$207
  • Ontario tax$171
ItemEvery 2 weeksPer year
Gross pay$2,885$75,000
Federal income tax-$318-$8,259
CPP contributions-$163-$4,230
CPP2 contributions-$1-$16
EI premiums-$43-$1,123
Ontario income tax-$142-$3,696
Ontario Health Premium-$29-$750
Take-home pay$2,189$56,926
  • Ontario's rates run from 5.05% to 13.16%. On top of that, a surtax adds 20% of provincial tax above $5,818 and a further 36% above $7,446.
  • The Ontario Health Premium is charged through payroll on taxable income above $20,000, rising to $900 a year above $200,600.
  • Lower incomes get the Ontario tax reduction. It does not count dependants, since the calculator does not ask about them.
  • Under $50,000 of income, Ontario's Low-income Individuals and Families Tax Credit can return up to $875 when you file. Payroll does not apply it, so it is not included here.

Take-home across 13 provinces and territories

The same pay in each province this calculator covers, highest take-home first.

Nunavut$58,819+$1,893
Northwest Territories$57,763+$837
British Columbia$57,711+$785
Yukon$57,655+$729
Alberta$57,362+$436
Ontario$56,926Current

Frequently asked questions

Pension contributions and union dues come off gross pay first. Federal and provincial income tax are worked out on what remains, less credits for the basic personal amount and for CPP and EI contributions. CPP and EI are charged on your full earnings. What is left after all of them is your take-home pay.

CPP is the Canada Pension Plan and EI is Employment Insurance. Both stop at an annual ceiling: CPP at a maximum of $4,230 a year plus up to $416 of second additional contributions on earnings above the first ceiling, and EI at $1,123. Once you reach them, nothing more comes off your paycheque for the rest of the year, which is why high earners see their pay rise later in the year.

The TD1 tells your employer which tax credits to apply. Most employees claim only the basic personal amount, which is what this calculator assumes. If you claim more, such as a spouse or dependant amount, less tax comes off your pay than shown here.

Quebec collects its own provincial income tax, and in exchange Quebec residents pay less federal tax. Quebec workers pay into the Quebec Pension Plan instead of CPP, pay a lower EI rate, and pay premiums to the Quebec Parental Insurance Plan.

Credits claimed only when you file, such as provincial low-income credits, the Canada Workers Benefit and amounts for a spouse or dependants. It also leaves out other income, bonuses and taxable employer benefits. It is an estimate rather than tax advice.

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How accurate is this?

It uses the 2026 federal and provincial tax rates, basic personal amounts and CPP, QPP, EI and QPIP rates that employers use for payroll, so it lands close for a straightforward salaried situation, but your actual paycheque will differ. It does not include credits claimed only when you file, such as provincial low-income credits, the Canada Workers Benefit or credits for dependants, and it does not model other income, bonuses or employer benefits. It is an estimate rather than tax advice.

$2,189every 2 weeks · Ontario